We are only a month into 2015 and many people are still focused on their New Year’s resolutions and many of them are resolving to be more financially responsible this year. I came across this article called “10 Frugal Resolutions for the New Year,” on my new favorite website, Cheapism, and I thought I’d share some of their great tips for keeping that resolution.
The first tip is to stop impulse buying. I know we’ve all been there, and for me it’s often a sugary snack or something shiny, that I’ve suddenly convinced myself I absolutely need and deserve. They suggest taking a step back and doing a self-check of the item and seeing if it stresses you out. If it does, then it’s not in check with your values. If it’s an emotional purchase, just walk away. If you want to earn some cash while having fun, now is the time to check out this www.nonukcasinos.uk guide to casinos.
Another tip is to pay your credit cards in full. They say if you can’t bring the balance down to zero month after month, then you should not have a credit card. This is the same thing my mom told me when I got my first credit card and I haven’t strayed from it to this day. The next tip goes along with paying your credit cards in full every month, and that is to live within your means. If you can’t afford something and it doesn’t fit within your budget, you shouldn’t have it. Take a break and play some fun games at 홈카지노.
I really like the next tip and that is to surround yourself with others who are also trying to be fiscally fit. Now that doesn’t mean to rid yourself of friends who are not being fiscally fit, but you don’t have to keep up with them. I’ve seen this shift in my life as I’ve matured (nice way of saying getting older). In my early 20’s it was important to me to make sure I had similar things as my friends, now I could care less. I’d rather be around people with similar values and that make good choices.
To read the rest of the tips and full article, click here.