Comments for Providing Good Cents http://www.providinggoodcents.com Learn about financial literacy from Financial Beginnings! Wed, 27 Apr 2011 20:58:54 +0000 hourly 1 http://wordpress.org/?v=3.3.1 Comment on Feels good to do the right thing. by Josh Gordon http://www.providinggoodcents.com/feels-good-to-do-the-right-thing/comment-page-1/#comment-101 Josh Gordon Wed, 27 Apr 2011 20:58:54 +0000 http://www.providinggoodcents.com/?p=274#comment-101 Thanks. I have not checked my mailbox to see if they replied. Will report back. Thanks. I have not checked my mailbox to see if they replied. Will report back.

]]> Comment on Feels good to do the right thing. by Blake Shultice http://www.providinggoodcents.com/feels-good-to-do-the-right-thing/comment-page-1/#comment-99 Blake Shultice Mon, 25 Apr 2011 21:15:27 +0000 http://www.providinggoodcents.com/?p=274#comment-99 This is actually a comment on the last post, which wouldn't let me leave one (it said comments were closed). "Personally, I still have not adjusted to the idea of paying for a coupon." Same here. A friend in Denver convinced me to sign up for Denver's Groupon since I visit that city a lot, so I did. Normally I read the email and delete it quickly, but a few days ago I was extremely tempted by a hot-air-balloon-ride-over-Boulder offer. I would have spent $112 in an instant had my discipline been any weaker (and I'm still a poor college student). I realized later that this desire to buy a balloon ride in Colorado wouldn't have existed at all if it weren't for the email trying to convince me that I shouldn't pass up such an awesome offer. I think this is the biggest challenge that these sites offer. Personally, I should probably come up with a list of offers that I'd be interested in beforehand, before I whimsically spend a bunch of mo.. hey look, half off a massage!! ...ney on things that I can't actually justify right now. As for this post, I bet you made several people very happy. And you set yourself up for a good karmic effect. :b This is actually a comment on the last post, which wouldn’t let me leave one (it said comments were closed).

“Personally, I still have not adjusted to the idea of paying for a coupon.” Same here. A friend in Denver convinced me to sign up for Denver’s Groupon since I visit that city a lot, so I did. Normally I read the email and delete it quickly, but a few days ago I was extremely tempted by a hot-air-balloon-ride-over-Boulder offer. I would have spent $112 in an instant had my discipline been any weaker (and I’m still a poor college student). I realized later that this desire to buy a balloon ride in Colorado wouldn’t have existed at all if it weren’t for the email trying to convince me that I shouldn’t pass up such an awesome offer. I think this is the biggest challenge that these sites offer. Personally, I should probably come up with a list of offers that I’d be interested in beforehand, before I whimsically spend a bunch of mo..

hey look, half off a massage!!

…ney on things that I can’t actually justify right now.

As for this post, I bet you made several people very happy. And you set yourself up for a good karmic effect. :b

]]> Comment on SURPRISE! You owe on your taxes by Erik http://www.providinggoodcents.com/surprise-you-owe-on-your-taxes/comment-page-1/#comment-97 Erik Mon, 11 Apr 2011 18:09:03 +0000 http://www.providinggoodcents.com/?p=245#comment-97 I did file an amended return. I may quit using TurboTax over the way this was handled. If you open your filed and accepted return in TT, after they released the update, TT just recalculates your Tax Due. No warning, no message - if you weren't looking for it you might not even notice. If you try to use the 'File an Amended Return' function in TT, the first requirement is that you haven't changed your return since you filed - which of course TT has just done! TT support was clueless about this issue, which amazed me. In the end, i went through my orginal return vs. the updated forms line-by-line, overrode the changes TT had made after the update, started the amendment process, then un-overrode the changes to generate the amended return. We'll see.... I did file an amended return. I may quit using TurboTax over the way this was handled.
If you open your filed and accepted return in TT, after they released the update, TT just recalculates your Tax Due. No warning, no message – if you weren’t looking for it you might not even notice.
If you try to use the ‘File an Amended Return’ function in TT, the first requirement is that you haven’t changed your return since you filed – which of course TT has just done!
TT support was clueless about this issue, which amazed me.
In the end, i went through my orginal return vs. the updated forms line-by-line, overrode the changes TT had made after the update, started the amendment process, then un-overrode the changes to generate the amended return.
We’ll see….

]]> Comment on SURPRISE! You owe on your taxes by Melody Thompson http://www.providinggoodcents.com/surprise-you-owe-on-your-taxes/comment-page-1/#comment-96 Melody Thompson Mon, 11 Apr 2011 00:09:44 +0000 http://www.providinggoodcents.com/?p=245#comment-96 Well in this case my procrastination paid off and filed after all of the Oregon forms were updated, but you bring up a good point. I spoke with Brent Hunsberger from the Oregonian shortly after her wrote that article and was shocked that there were updates still to be made so late in the season. I imagine there are many people that filed early like yourself and have no idea that they could have more coming to them. Are you going to restate your taxes? Does Turbo Tax have a form for you to use when restating? <a href="http://blog.oregonlive.com/finance/2011/03/turbotax_still_hasnt_updated_s.html" rel="nofollow"> Brent's blog about the updates </a> Well in this case my procrastination paid off and filed after all of the Oregon forms were updated, but you bring up a good point. I spoke with Brent Hunsberger from the Oregonian shortly after her wrote that article and was shocked that there were updates still to be made so late in the season. I imagine there are many people that filed early like yourself and have no idea that they could have more coming to them. Are you going to restate your taxes? Does Turbo Tax have a form for you to use when restating?

Brent’s blog about the updates

]]> Comment on SURPRISE! You owe on your taxes by Erik http://www.providinggoodcents.com/surprise-you-owe-on-your-taxes/comment-page-1/#comment-95 Erik Sun, 10 Apr 2011 19:36:36 +0000 http://www.providinggoodcents.com/?p=245#comment-95 May not apply to your situation, but we got burned by the Oregon Legislature's late extension of some tax breaks scheduled to expire this year. We use TurboTax, and filed before they did an update to reflect the law changes. Still haven't received any notification from TurboTax about it - I just happened to see an article in the Oregonian. The changes reduced our tax due by $400. http://blog.oregonlive.com/finance/2011/03/turbotax_still_hasnt_updated_s.html May not apply to your situation, but we got burned by the Oregon Legislature’s late extension of some tax breaks scheduled to expire this year. We use TurboTax, and filed before they did an update to reflect the law changes. Still haven’t received any notification from TurboTax about it – I just happened to see an article in the Oregonian. The changes reduced our tax due by $400.
http://blog.oregonlive.com/finance/2011/03/turbotax_still_hasnt_updated_s.html

]]> Comment on Tax Preparation Part I by Melody Thompson http://www.providinggoodcents.com/tax-preparation-part-i/comment-page-1/#comment-94 Melody Thompson Tue, 05 Apr 2011 23:11:51 +0000 http://www.providinggoodcents.com/?p=243#comment-94 Thanks Carmel! Is there a link to the packet to look at it online? Thanks Carmel! Is there a link to the packet to look at it online?

]]> Comment on Tax Preparation Part I by Carmel http://www.providinggoodcents.com/tax-preparation-part-i/comment-page-1/#comment-93 Carmel Tue, 05 Apr 2011 21:12:03 +0000 http://www.providinggoodcents.com/?p=243#comment-93 When I worked with the OSCPA, they provided a pamphlet through the AICPA that gave ordinary people some questions to ask when interviewing a CPA. I would have done the same in your position too! Just goes to show how much help the common person needs with these complicated, yet commonplace, matters. Sometimes just knowing the right questions to ask is a great start. When I worked with the OSCPA, they provided a pamphlet through the AICPA that gave ordinary people some questions to ask when interviewing a CPA. I would have done the same in your position too! Just goes to show how much help the common person needs with these complicated, yet commonplace, matters. Sometimes just knowing the right questions to ask is a great start.

]]> Comment on Tenants in Foreclosure- Are they really out of foreclosure? by Melody Thompson http://www.providinggoodcents.com/tenants-in-foreclosure-are-they-really-out-of-foreclosure/comment-page-1/#comment-86 Melody Thompson Mon, 21 Mar 2011 19:19:54 +0000 http://www.providinggoodcents.com/?p=221#comment-86 I completely agree that the landlords have a responsibility to be honest with their tenants. It would have saved me a lot of time and frustration if they had. I do worry that the home I was renting will be rented to a new family and then go back into foreclosure and end up in the same situation I was. I viewed your site and think that it's great to have all of this information in one spot, but too want people to know that this is all public information and they don't need to pay to get it. I never spent a dime finding out information on foreclosure of the home I was renting. I completely agree that the landlords have a responsibility to be honest with their tenants. It would have saved me a lot of time and frustration if they had. I do worry that the home I was renting will be rented to a new family and then go back into foreclosure and end up in the same situation I was.

I viewed your site and think that it’s great to have all of this information in one spot, but too want people to know that this is all public information and they don’t need to pay to get it. I never spent a dime finding out information on foreclosure of the home I was renting.

]]> Comment on Tenants in Foreclosure- Are they really out of foreclosure? by Kevin Williams http://www.providinggoodcents.com/tenants-in-foreclosure-are-they-really-out-of-foreclosure/comment-page-1/#comment-84 Kevin Williams Thu, 10 Mar 2011 18:48:02 +0000 http://www.providinggoodcents.com/?p=221#comment-84 It is possible that the home you rented may be affected by the revelation lenders illegally processed some foreclosure filings. This should not shadow the actions of your landlord who rented you a property that was already in foreclosure. The loan may very well have the same conclusion if your landlord has no intention to resolve the foreclosure matter. This opportunity to restart the foreclosure process only provides an opportunity to collect more rent from unsuspecting tenants. If you rent you should always check out the foreclosure status of the property each month. This organization is able to help you monitor foreclosure activity on rental property, http://www.foreclosurecourt.org/find-out-if-your-home-is-in-foreclosure.html Landlords have a responsibility to be honest with tenants. Lets not lose sight of this It is possible that the home you rented may be affected by the revelation lenders illegally processed some foreclosure filings. This should not shadow the actions of your landlord who rented you a property that was already in foreclosure. The loan may very well have the same conclusion if your landlord has no intention to resolve the foreclosure matter. This opportunity to restart the foreclosure process only provides an opportunity to collect more rent from unsuspecting tenants. If you rent you should always check out the foreclosure status of the property each month. This organization is able to help you monitor foreclosure activity on rental property, http://www.foreclosurecourt.org/find-out-if-your-home-is-in-foreclosure.html

Landlords have a responsibility to be honest with tenants. Lets not lose sight of this

]]> Comment on The banks are changing the rules- Fees! Fees! Fees! by Central Florida Educators Credit Union http://www.providinggoodcents.com/the-banks-are-changing-the-rules-fees-fees-fees/comment-page-1/#comment-78 Central Florida Educators Credit Union Wed, 02 Feb 2011 08:42:37 +0000 http://www.providinggoodcents.com/?p=137#comment-78 These kind of post are always inspiring and I prefer to read quality content so I happy to find many good point here in the post These kind of post are always inspiring and I prefer to read quality content so I happy to find many good point here in the post

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